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Each program has separate finances handled through two separate trust funds.
This does not imply that the Social Security program will have enough money to pay for these benefits.
The results can be delivered in either today’s dollars or in future (inflated) dollars. * People with lower incomes receive higher ratios of annual benefits to taxes. The graph below compares annual old-age benefits to lifetime payroll taxes for 23-year-olds who will work until the age of 67 while earning constant incomes: * For workers who earned average wages and retired at the age of 65 in 1980, it took 2.8 years of receiving old-age benefits to recover the value of their payroll taxes (including interest).